Development Advisor in New York, NY — Money Diary

Occupation: Business Development Advisor
Industry: Non-Profit
Age: 30
Location: New York, NY
Salary: $98,000
Net Worth: -$15,000 ($20,000 in savings, $70,000 in 403(b), $5,000 in stocks and investments minus debt)
Debt: $110,000 in student loans
Paycheck Amount (biweekly): $2,200
Pronouns: She/her

Monthly Expenses
Rent: $2,025 (I live in a studio apartment, hot water and heat are included)
Loans: $0 (my loans are still on hold)
Electricity/Trash/Water: ~$60
Internet: $50
Health, Dental & Other Coverage Insurances: $104.36 (per paycheck, pre-tax)
HSA: $52.64 (per paycheck, pre-tax)
401(k): $415 (per paycheck, pre-tax)
Hulu/Spotify: $10.59 ( I share this with my parents and mooch other streaming from them)
iCloud Storage: $3.12
New York Times: $6.36
Equinox Membership: $300
Savings: $500-$750
Annual Expenses:
Pet Insurance: $250
Renters Insurance: $150 (annual)
Cell Phone Bill: $480 (paid to my parents annually)
Medical One: $199 (annual)

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